In 2011 we were at a crossroads. Approaching $200,000 in total debt, we were sitting in a bank lobby getting ready to take out a home equity line of credit because two bathrooms in our home were …
How Our Five Cats Helped Us Become Mortgage Free
A few years ago, I went to pick up my four-year-old from preschool. During the pickup, I was conversing with one of the other parents. I’m not sure exactly what we were talking about, but somehow …
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21 Effective Ways to Save Money for a House
How to save money for a house is one of the biggest challenges to homeownership. There are many schools of thought on the topic. The reality is that housing is one of the biggest expenses of the …
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The Mathematical Reason for Paying Down a Mortgage Early
For the past few months, there's a question that I've been asking on Twitter that nobody can seem to answer. It's related to paying down a mortgage early. People often say that paying down a mortgage …
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The Crazy Amount of Interest Paid on a 30 Year Mortgage
If you've ever had a 30-year mortgage, you may remember the feeling of opening your first bill. We had a relatively low interest rate historically at 6% though that seems ridiculously high in this age …
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