Bills that vary each month or are subject to sudden rate hikes should be paid the traditional way. These include things like utilities and subscriptions. But accounts that are the same every month are ideal.
Auto payments for credit cards should be a top priority. Setting up autopay is the best way to manage credit card debt, whether the minimum monthly payment or a more considerable amount to pay off the balance faster.
Student loan debt will follow you until you pay it off or die. Since that’s a monkey nobody wants on their back longer than necessary, we suggest scheduling monthly auto payments for your student loans.