Property insurance allows you to protect everything that you worked so hard for. All of your items would be replaced. Everything that your partner and kids own will be replaced up to the coverage limits.
Imagine being hit with an expense close to $10k out of nowhere? That could destroy your entire financial situation. Your family would be in financial trouble.
Property insurance has coverage for the medical bills for others. This means that your insurance would pay for those medical bills up to the coverage limits.
If your place gets damaged or vandalized, your property insurance would give you a place to stay. This means that you can check into a hotel or Airbnb and maintain your current lifestyle.
A standard property insurance policy comes with $100,000 in liability coverage to protect you legally. This should help you sleep easier at night since you would be protected in the event of any legal situation.