Property insurance allows you to protect everything that you worked so hard for. All of your items would be replaced.
You can also spend the money adding valuables to your insurance plan. This additional coverage could protect your wedding ring, valuable art, and other expensive possessions that your family may have in the home.
Accidents happen. I’ve been involved in an auto accident and a property situation that both happened through no fault of my own.
That’s just not enough these days. Accidents that are out of your control could happen. Your property insurance would cover you and pay for the damages caused by an accident.
It’s not even about your friends. Someone doing work in your place could get injured. Anything could happen.