There is less stress and worry by eliminating the most significant bill in most households.
By paying down your monthly mortgage, you are getting a guaranteed return in the amount of your mortgage rate.
It would help if you spent less than you earned and invested the difference until you get to 25 times your expenses.
Another recession is coming (we don’t know when), so hopefully, people don’t make the same mistakes as last time.
Again, personal finance is more of a behavioral game than anything, and many of us will find reasons to spend that money on something else.