What is a Good Credit Score and How to Get It?

[{"selector":"#anim-42bf4e39-3fed-4f1c-a1c1-42cf7581585f","keyframes":{"opacity":[0,1]},"delay":100,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d19cfac8-8b1f-4077-995d-10eafde029f8","keyframes":{"opacity":[0,1]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c147f7b4-8683-4f6a-b01f-78d8cace59ea","keyframes":{"opacity":[0,1]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-70791e05-39cc-45ec-ba66-74df12cf6fec","keyframes":{"transform":["translate3d(0px, 187.30160%, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Learn more

Your credit affects all areas of your life, from house purchases to banking and even buying a car. So it’s essential to understand what a good credit score is to set yourself up for financial success.

[{"selector":"#anim-38ccd0fb-a754-4a4f-b8f4-0f2efc0953fb","keyframes":{"opacity":[0,1]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bff4f152-2a26-4c38-a2da-00178755f9fb","keyframes":{"transform":["translate3d(0px, 94.14506%, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-41d52685-b36a-4a19-b479-d406564dd670","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-7d093ced-46c5-4ab5-8a9c-482d348a65c4","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Learn more

The Role Of Credit Scores In Life

[{"selector":"#anim-ac0785c1-0fe9-4fcb-aa46-78f12881cad5","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-aae14b56-a129-4fac-bfe7-c77d26f1be36","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-608bf00b-827f-4568-a0c9-5296b5e9cc57","keyframes":{"opacity":[0,1]},"delay":100,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c234f410-5305-4332-8921-41679973c8cc","keyframes":{"transform":["translate3d(0px, -100.10385%, 0)","translate3d(0px, 0px, 0)"]},"delay":100,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Credit scores help lenders determine, at a fundamental level, whether or not to give a loan to an individual. Learn more

What is a Good Credit Score

[{"selector":"#anim-7f722640-e002-4451-bed5-465430cd95a0","keyframes":{"opacity":[0,1]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-81e37472-e89f-4bd8-8629-262e2ffccb66","keyframes":{"transform":["translate3d(0px, -99.64486%, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-af9df0db-ff70-4987-b69a-ff7c5dcb3577","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-434ae7fb-7a9b-4462-ab5d-d7a016e87209","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] It won’t just mean more approvals but will free up more money in your budget to save for your kid’s college or to save and invest for retirement. Learn more

Get a Handle on Your Bill Payments

[{"selector":"#anim-eefd6df6-e5dd-478d-8552-907d7e1d84bd","keyframes":{"opacity":[0,1]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3f4791b1-590c-4e59-91b3-23d84eedab6f","keyframes":{"transform":["translate3d(0px, -99.64486%, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fa4bcd2e-aba1-4819-9d30-9da973c10d60","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-fb837974-e50b-4421-8f95-e5f8765c972e","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-d785933b-d7bf-499b-9e38-4040dd06a52c","keyframes":[{"transform":"rotate(-540deg) scale(0.1)","opacity":0},{"transform":"none","opacity":1}],"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both","iterations":1}] Organizing your bill payments so that you make every payment on time is one of the best ways to increase your score. Learn more

Don’t Use Up All Your Credit

[{"selector":"#anim-200720aa-3456-43c8-a630-ce5b9c0ecf1e","keyframes":{"opacity":[0,1]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-07cd5b44-3e14-4e0d-9703-4144725cadc5","keyframes":{"transform":["translate3d(0px, -99.64486%, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-04a31068-3bb9-4ac8-ac99-0dc95c0d0289","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-93a0a472-af92-4c94-8370-5e224cd44afd","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-e44b560c-eb99-4cf7-ab5a-ce434b13653d","keyframes":[{"transform":"rotate(-540deg) scale(0.1)","opacity":0},{"transform":"none","opacity":1}],"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both","iterations":1}] Your credit utilization ratio refers to the portion of your credit limit that you’re using at any given point in time. Learn more

Consider Debt Consolidation

[{"selector":"#anim-89934aea-6218-47f0-bf96-9f13ab34fe8d","keyframes":{"opacity":[0,1]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-34112c24-c4ec-4faf-8cbd-beed2d5d0b95","keyframes":{"transform":["translate3d(0px, -99.64486%, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-669a4de5-6ba3-46a1-b4d0-42f9cdaa2806","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-71d63286-cee4-4dd1-a640-ca54d33fbe79","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-71bd03bd-ba2c-4dcf-a23d-7c014535187a","keyframes":[{"transform":"rotate(-540deg) scale(0.1)","opacity":0},{"transform":"none","opacity":1}],"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both","iterations":1}] The benefits of a debt consolidation loan are that you no longer need to worry about making multiple payments and instead focus on one monthly deadline. Learn more

The Best Way to Check Your Score

[{"selector":"#anim-3d36810a-b4ee-4272-b670-b4e611b1fa5d","keyframes":{"opacity":[0,1]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-226c66ed-e4f2-4582-83e4-8b1b6574b061","keyframes":{"transform":["translate3d(0px, -99.64486%, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-994166e9-5bee-4d89-830f-77b786aba312","keyframes":{"opacity":[0,1]},"delay":0,"duration":1200,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-31757ab6-7231-4b61-a770-d745b900f37e","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] To start, you can go to one of three major credit bureaus to check your credit report for free. Your credit report provides a history of your financial activity. Learn more

Swipe Up To Learn More

[{"selector":"#anim-7fdacea3-99d5-4595-a59f-3d32041c5064","keyframes":{"opacity":[0,1]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-51512e7e-edee-417b-8737-658f9ff6b3c0","keyframes":{"transform":["translate3d(0px, 273.54501%, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Swipe up

MORE STORIES

[{"selector":"#anim-dfc7d864-c2e1-4467-a120-45d39b090b6c","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-54f21124-31c2-47a8-81da-c8358f382b58","keyframes":{"transform":["translate3d(259.40593%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-807093b5-666a-4d9e-9127-4d39b40918b9","keyframes":{"opacity":[0,1]},"delay":300,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1aa7fea5-bd48-40c2-b463-cd11430f9d64","keyframes":{"transform":["translate3d(42.07921%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":300,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-14c256a1-5634-449c-b644-b7534b8209c2","keyframes":{"opacity":[0,1]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bfd82a27-353b-4503-9705-133eab4f960c","keyframes":{"transform":["translate3d(152.75001%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-527b430c-4e4e-4acf-ae4d-f2f61d222d64","keyframes":{"opacity":[0,1]},"delay":500,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-66f87fd8-5ab8-4c61-8b65-566e1f82a05c","keyframes":{"transform":["translate3d(-44.55445%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":500,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9bab91ea-2cc1-4a99-aef6-ea3eecd12e12","keyframes":{"opacity":[0,1]},"delay":300,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a1e142db-8b51-46e8-a3bb-fafb9c681ddd","keyframes":{"transform":["translate3d(-260.89109%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":300,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c2a907e6-5a6b-4fa2-81fa-bd6928300c39","keyframes":{"opacity":[0,1]},"delay":400,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-938c5a88-0dd0-457c-b1dd-cb8c28cf40ee","keyframes":{"transform":["translate3d(-153.24999%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":400,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] The Benefits of a Good Credit Score in 2022 How to Maintain an 800 Credit Score After Paying Off Debt