In no particular order, here are my 53 favorite frugal living tips to help you save money and spend less. (And maybe even reach FIRE (financial independence, retire early!).
Maximize your spending by paying with a rewards credit card. Even better—use a card that offers higher-earning categories. (For example, groceries, gas, restaurants.).
Often, smaller businesses will offer a discount if you pay in cash or with your debit card. (This tip goes against my previous tip.
Many billers and banks offer refer-a-friend programs where you and/or your referred friend receive a bonus.
Resist the alluring sales pitches to buy extended warranties. They’re rarely worth it.