800 Credit Score After Paying Off Debt

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You’ll learn more about how we continue to maintain an 800 credit score despite being completely debt-free for two years if you read on.

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Our family followed the Dave Ramsey approach to becoming debt-free. Overall, I like his baby steps to achieving financial freedom. However, I don’t love all of his tactics.

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How We Built an 800 Credit Score

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How We Maintain an 800 Credit Score

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Despite making a few foolish financial decisions along the way, we never missed a payment on any of our debts. This is the most critical aspect of maintaining a high credit score.

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My Take on Credit Cards in General

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An 800 Credit Score without Debt

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