Money Borrowing Apps: Quick Cash in 2022

These apps can help you get out of financial trouble when you’re in a cinch and offer decent interest rates so that you don’t need to worry about digging yourself deeper into the debt hole.

These apps should only be used as a last resort. Hopefully, you have other options to fund an emergency situation, though we know that isn’t the reality for everyone.

You’re sure to find an app on this list that can benefit your financial situation.

The 7 Best Money Borrowing Apps


This paycheck advance app allows you to easily borrow against your next paycheck without needing to pay any transaction fees or interest payments.


You can use Dave to help cover some of your short-term expenses while you wait for your next paycheck.



Brigit is more of a budgeting tool that also offers cash advances to help you stretch your funds even further in times of need.



Current is a mobile cash advance app that serves as a short-term checking account for when you need liquidity.



If you have a Chime Spending Account, you can use Chime’s SpotMe feature as overdraft protection. This protection can cover you for up to $100 before you need to pay any overdraft fees.



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