Whether investing, buying a house, or working to increase your income, think of your goals as a roadmap to take you from Point A (where you are now) to Point B (where you want to go).
Your budget tells you if you’re able to invest a little money or a lot of money, and it executes the plans you put in place to manage your money, pay your bills, and get out of debt.
Emergencies will happen, there’s no way around it. But unfortunately, we rarely know the details of how they will happen, when they will happen, and how much they will cost.
There are many different methods to get out of debt. Determine which will work best for your current financial situation, create a plan, and get to work.
Investing is not inherently complicated, yet, as with most things, it can become more complex the more nuanced you get.