53 Ways You Can Embrace Frugal Living Today

For some of us, frugality comes naturally. But for others, frugal living conjures up images of a miserly, meager existence.

53 Ways You Can Embrace Frugal Living Today

Are you pumped up and ready to start saving? In no particular order, here are my 53 favorite frugal living tips to help you save money and spend less.

Revisit your recurring expenses to see if you can reduce, cut or optimize them.

Regularly revisit recurring expenses

1

Shop around and get new quotes

Every year or so, shop around and get two to three new quotes on your recurring expenses.

2

Ask for loyalty discounts

Instead of leaving for a competitor, try negotiating with your biller. Call and ask to speak to the retention department.

3

Pay annually (or all upfront) instead of monthly

Some billers offer a discount to customers who pay their bill once a year or all upfront versus monthly.

4

Pay with a credit card

Maximize your spending by paying with a rewards credit card. Even better—use a card that offers higher-earning categories. (For example, groceries, gas, restaurants.)

5

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