It is time to dig deep and figure out precisely what is going on with your finances and get things going positively.
Once you have goals in mind, you can create a game plan and set up your challenge!
- Make a list of your bills - Make a list of your weekly expenses - How much are you saving each month?
Keeping a spreadsheet with your goals to document how you are doing each month is also helpful in keeping up with your budget challenge.
Keeping up with your goals can be challenging at first because you will be breaking old habits and developing new ones.
You must work through your old habits as you create new ones and not fall back into old routines.
What else are you spending on weekly? Spending too much on lotto, eating out, ordering in, shopping, etc.? Now that you know what you need to cut out, stay consistent.