Once you have goals in mind, you can create a game plan and set up your challenge!
- Make a list of your bills - Make a list of your weekly expenses - How much are you saving each month?
Keeping a spreadsheet with your goals to document how you are doing each month is also helpful in keeping up with your budget challenge.
Keeping up with your goals can be challenging at first because you will be breaking old habits and developing new ones.
What else are you spending on weekly? Spending too much on lotto, eating out, ordering in, shopping, etc.? Now that you know what you need to cut out, stay consistent.