By organizing your financial life in your budget binder, you can decide how to use your resources best and ensure that you live within your means.
Whether your goal is to save for a down payment on a house or get out of debt, setting specific goals will help you stay on track.
Be sure to include all sources of income, such as your paychecks, side hustle earnings, and investments.
A budget binder is perfect for keeping your bill payment calendar, storing your paper bills, and documenting your payments.
You can also create a tracker to mark your progress toward debt payoff milestones, so you can celebrate as you reach them and maintain your motivation to become debt-free.